Commercial Financing Advice ? Commercial Lenders to Avoid ...

This commercial financing

article will describe the importance of avoiding ?problem commercial lenders?. The article will NOT name specific lenders to avoid, but key examples to illustrate why is pre prudent commercial borrowers should be prepared to avoid a wide variety of existing commercial lenders in their search for viable commercial financing.

I have been advising business owners for over 25 years, and I have encountered many commercial financing situations have involved commercial lenders Which I would not recommend that as a result. These problematic situations have involved especially commercial mortgage loans, credit card factoring and unsecured business loans. As a direct result of these experiences and daily conversations with other commercial financing professionals, I do in fact believe that there are a number of commercial lenders that should be avoided. This conclusion is based on more than one Typically negative experience or obvious pattern of lending abuses at. I have published many articles designed to assist Which are commercial borrowers in avoiding commercial financing problems. One of the most serious commercial financing situations is a commercial lender that causes problems for their commercial borrowers on a recurring basis. It is this type of commercial lender Particularly Which prudent commercial borrowers should be prepared to avoid unless viable alternative commercial financing options Thurs realistically not exist. Here are a few examples of why Certain commercial lenders should be avoided. ? / p> COMMERCIAL FINANCING AND COMMERCIAL LENDERS TO AVOID EXAMPLE NUMBER 1 ? Yes or No

I have published an article Which discusses the tendency of many banks to say ?? YES ?when they mean? NO ?. Search Typically banks will attach onerous conditions to commercial financing business loans instead of simply declining the loan. . Business owners should explore other alternatives before accepting business loan commercial financing terms that put them at a competitive Disadvantage

COMMERCIAL FINANCING AND COMMERCIAL LENDERS TO AVOID EXAMPLE NUMBER 2 ? The Commercial Appraisal Process

For commercial real estate loans, commercial appraisals are On unavoidable part of the commercial loan underwriting process. The commercial appraisal process is lengthy and expensive, so avoiding commercial lenders have displayed a pattern of Which problems and abuses in this area will benefit the commercial borrower by saving them both time and money.

COMMERCIAL FINANCING AND COMMERCIAL LENDERS TO AVOID EXAMPLE NUMBER 3 ? Think Outside the Bank

In smaller metropolitan markets, it is not unusual for a dominant commercial lender to impose harsher commercial financing terms than would Typically be seen in a more competitive commercial loan market. Search commercial lenders routinely take advantage of a relative lack of other commercial lenders in their local market. Appropriate response by commercial borrowers to is to seek out non-bank commercial financing options. It is neither wise nor Necessary for commercial borrowers to depend only upon local traditional banks for commercial financing solutions. For most commercial loan situations, a non-local and non-bank commercial lender is likely to Provide improved commercial financing terms because they are accustomed to competing aggressively with other commercial lenders.

Copyright 1995-2007 AEX Commercial Financing Group and Stephen Bush. All Rights Reserved.

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